11.   While retailers are generally upbeat about their prospects, a few cracks are starting to show.

12.   With stock prices sinking fast, cracks are starting to appear in the market for new issues of shares, sending companies scrambling for other ways to raise capital.

13.   But the cracks are starting to surface.

14.   Cracks started showing last month, when the federation announced a new Davis Cup organization headed by Hageskog.

15.   Cracks started showing last month, when the federation announced a new Davis Cup organization, headed by Hageskog.

16.   When cracks started appearing on the beer kegs that make up his yacht, Horie was pretty nervous.