11.   Some cards offer no grace period and some calculate interest charges based on the past two billing cycles.

12.   The cards offer lower interest rates than your average Visa and are easier to qualify for.

13.   The cards offer parents, the public and school administrators a useful tool to help hold schools accountable.

14.   The card will offer customers ease of access to their savings account, according to Deutsche Bank.

15.   The card offers a lesson in good manners, instructing police to be a bit more polite in their dealings on the street.

16.   The card offers audio-visual input and output connections that make it usable with any television, VCR, DVD, video CD or stereo component.

17.   The Jet card offers many puzzling adjustable parameters.

18.   The school report cards offer statistics that include student improvement, teacher qualifications and graduation rates.

19.   These cards offer nothing more than a higher credit limit and an air of exclusivity to existing gold cards.

20.   This allows me to write only one check, plus this card offers bonuses that I find attractive.