91.   Others with similar concerns are consolidating debts on credit cards, cars, or home equity loans.

92.   People figure their earnings and wealth will only increase in the future, so they take out big mortgages, home equity loans or car loans today.

93.   Perna said if major banks cut their prime interest rates, consumers would see a small decline in borrowing costs on credit cards and home equity loans.

94.   Rates on home equity loans fell in the past week, following yields on benchmark Treasury bonds.

95.   Rates on home equity loans rose in the past week, along with yields on benchmark Treasury bonds.

96.   Rates on home equity loans rose in the past week, even as yields on benchmark Treasury bonds fell.

97.   Rates on home equity loans were little changed in the past week.

98.   Rates on home equity loans were mixed in the past week.

99.   Recently, however, as the amounts of money available for home equity loans and lines of credit have increased, the lines have blurred somewhat.

100.   Rates on car loans, mortgages and home equity loans, for example, tend to move up and down with the federal funds rate.