91.   Gay couples have a lot of disposable income and could plunk down big bucks for honeymoon vacations in those American states that would allow them to marry.

92.   Fredrikson says that an aging worldwide population of baby boomers, many with a good percentage of disposable income, will be the primary market for table wine.

93.   He declined to discuss his net worth, although his plans to invest in the risky restaurant business may offer some indication of the level of his disposable income.

94.   He also contends that Mexican Americans tend to be brand-loyal and spend more of their disposable income on food.

95.   He forecast a strong boost to disposable incomes even after subtracting the increases in social-security and invalid-care contributions that the government is levying next year.

96.   He said additional problems would show up if consumer borrowing kept outpacing disposable income.

97.   Higher borrowing costs will slow economic growth and crimp disposable income, which is sure to hurt earnings at both retailers and bottling companies, analysts said.

98.   High fuel costs, not only for gasoline but for heating fuel, have eaten away at disposable income.

99.   Higher borrowing costs make it harder for bank customers to repay their overdue loans and leave consumers with less disposable income.

100.   Higher interest rates and sliding stock markets across much of Asia have also cut consumption of gold as consumers have less disposable income.