1.  A better word was values, with its inference of personal choice and personal responsibility.

2.  A borrower had a personal covenant with the lender who could still sue for outstanding debts.

3.  A certain amount of your pension or allowance is yours to buy personal items like clothes, shoes and toiletries.

4.  A complete range of enquiry services is available to personal callers - the variety is so large as to make description impossible.

5.  A consumer is not the only person to whom information relates, but the consumer seeks more than personal information.

6.  A cycling population would be fitter, healthier and more egalitarian than one reliant on privileged personal access to a car.

7.  A few feminists are achingly aware of both their personal desires to he thin and the social cost of those desires.

8.  A hairline distinction exists between this description of personal experience and the evaluation of a work.

9.  A healthy lifestyle includes having a nutritious diet and good personal hygiene.

10.  A major advantage of a personal pension is that if you change jobs you can take it with you without penalty.