1.  Any self-respecting charity sends newsletters and solicits donations over the Web, yet it is a clever capitalist who can make money out of online giving.

2.  DeKalb County was the first to go online last fall.

3.  Description: A frugal online seller of perfumes at discounted prices.

4.  Description: Leading online discount brokerage.

5.  Description: Online clothing retailer for 20ish and 30ish set.

6.  Description: Online seller of books, videos, music and software.

7.  Description: Online seller of unique gifts and gadgets.

8.  Description: The online retail giant is one of the leaders in personalization.

9.  Delayed delivery is one of the biggest issues dogging the furniture industry and one reason consumers increasingly are turning to online shopping.

10.  Culturefinder is an online directory of mostly live entertainment _ theater, classical music, opera, dance and jazz _ as well as museums.