31.  Cullen, 36, who missed the entire 1997-98 season battling non-Hodgkin's lymphoma, quit to spend more time with his family.

32.  DER SPIEGEL: General, back in the '60s your father-in-law sat many nights with his shotgun in his living room to defend his family against white racists.

33.  Derbort and other college counselors said first-generation students also tend to carry more pressure from their families to succeed academically and financially.

34.  Deregulation may force many companies to become better in spite of themselves.

35.  Deregulation of electric companies in California in recent years forced many private utilities to sell generation facilities and to buy power on the spot market instead.

36.  Deregulation of many industries, from trucking to telecommunications, has led to new patterns of competition in which some companies must shed workers while competitors are hiring.

37.  Derek Hill's pack is plain black and, like most kids, he carries it to school every day.

38.  Deriding the Bush transition moves as a "fig leaf," he also couldn't resist one more jab at the governor.

39.  Derimian, the 22-year-old Russian who moved to Israel six months ago, is in many ways typical of the Russian predicament.

40.  Derivatives are complicated financial contracts between two or more parties where the contract's value is tied to an underlying asset or pre-existing index.