1.  Most are housed in churches, strip shopping malls, former office buildings, converted houses and modular classrooms.

2.  Most are housed with Albanian families or in collective centers such as gymnasiums.

3.  Most were housed in huge government camps as a security measure during the tribal uprising, and so did not buy their own homes.

4.  Nepal, which is housing most of them in U.N.-administered refugee camps, is negotiating their return.

5.  Most are housed in refugee camps controlled by extremist Hutus and soldiers of the defeated army suspected of committing the worst massacres.

6.  Most are now housed in squalid refugee camps in Zaire which have been ravaged by disease.

7.  Most are housed in camps along the border.