1.  Consequently, the Legislature is in the position of adopting a budget in hopes the federal match will be provided.

2.  Depending on their income, some savers would receive a federal match to the money they had invested for retirement.

3.  Such relief would be targeted to help low-income families by providing a higher federal match on voluntary investments in the private accounts, he said.

4.  The federal match would decline as incomes rose.

5.  Six states currently offer such programs, and the plan is designed to encourage others by providing a federal match for any state program.

6.  The major difference between the House and the Senate bills is the amount of the federal match states would get.