1.  And these days banks are earning money at a faster pace than they can invest it, so they are accumulating excess capital.

2.  Banks will probably use this excess capital to buy back their own shares.

3.  Banks and other companies are increasingly using excess capital to buy back shares rather than increase dividends.

4.  Birch said the bank does have excess capital and if in the future it finds no opportunities for sensible acquisitions, it would consider declaring special dividends.

5.  Aegon will fund this purchase with excess capital and the proceeds from unspecified capital-market activities.

6.  After several consecutive quarters of strong earnings, U.S. banks are buying back stock and returning more cash to shareholders to get rid of excess capital.

7.  Chairman John Reed already has ruled out using excess capital to make big acquisitions.

8.  Chairman John Reed previously ruled out using excess capital to make big acquisitions.

9.  Companies get rid of the excess capital by buying back stock, paying dividends and making acquisitions.

10.  Dozens of major U.S. banks are buying back their shares to use up excess capital.