61.  As the United States learned the hard way in Somalia, armed forces are not organized, trained and equipped for coping with social problems.

62.  As we enter the holiday season, several NHL executives are learning the hard way that you can get burned for paying full retail.

63.  Ask any young defensive back, you kind of learn the hard way sometimes.

64.  As the year progressed and more investors learned humility the hard way, many turned away from stock-picking and toward mutual funds, including the stodgier ones.

65.  At least one woman found this out the hard way.

66.  Banana Republic and its parent company Gap, Inc. found this out the hard way.

67.  Ayala wins the hard way in boxing, by going the distance and exchanging flurries.

68.  Atlanta heart patients Joan Hall and Shirley Jackson learned these truths the hard way.

69.  Barenboim has earned his prickly exterior the hard way, having seen real tragedy in his life as well as his share of controversies.

70.  Barham Lewis, an employment lawyer with Ogletree Deakins in Houston, said he learned the importance of having the answers to benefit-related questions the hard way.