61.  David Meldrum, general manager, financial services, said the last couple of years had been very difficult for everyone in the industry.

62.  The new operation will develop and research new products, design software systems and provide consultancy services for Scottish firms, particularly in the financial services sector.

63.  Members cover a wide range of interests from book and music clubs to financial services and charities.

64.  MONEY and securities broking is doing well for MAI, the financial services and media combine run by the Labour peer, Lord Hollick.

65.  Its subsidiaries, including interests in financial services, personal pensions, in collaboration with Colonial Mutual, and investment management, contributed to profits for the first time.

66.  Mr Hann worked in the financial services industry before becoming a lawyer.

67.  It says that, in particular, calculations of the expected savings in central administration, financial services, libraries, planning and development and housing are unrealistically high.

68.  Prior to the Financial Services Act regulation was largely aimed at ensuring the honesty of providers of financial services, and to stop fraudulent malpractice.

69.  The Gower Report extended the concept of regulation further to encompass the competence of suppliers of financial services, as well as their honesty.

70.  The banks operate the system of payment by cheques and offer a wide range of financial services to their customers.