41.  Independent analysts offer their own explanations for the vanishing overall surplus.

42.  Independent analysts said the FDA is particularly vulnerable to change, both because of Clinton and congressonal Republicans.

43.  Independent analysts said the vote had shown that millions of Russians had used the election to register their discontent.

44.  Independent analysts say that Republicans may have a very slight advantage but that the net swing from redistricting is not likely to be more than three or four seats.

45.  Independent analysts say the problem has actually worsened under Pataki, because the state borrows for more of its capital needs than ever before.

46.  Independent analysts see two or three seats flopping back to Democrats.

47.  Independent analysts with access to national sampling discounted any chance of Dole scoring a surprise.

48.  Independent political analysts with contacts in Republican circles in the North confirmed the report.

49.  Independent political analysts, meanwhile, are fascinated.

50.  In The Times article, more than a dozen former employees and independent analysts said that the company had used accounting tricks to overstate sales and profits for years.