11.  He said what matters now is finding niche markets for specific services.

12.  He would ask individual health care providers to give discounts for office visits or specific services, like contact lenses.

13.  If HMOs block systematic federal regulation, lawmakers say, Congress is likely to set standards for specific services like emergency care and mastectomies.

14.  Is a specific service covered under the contract?

15.  It will bolster the outlook for HMOs, since they will be able to negotiate lower hospital rates for specific services.

16.  Other claims, involving questions of medical judgment and the need for a specific service, would be heard in state court.

17.  Sites established by legitimate nonprofits, such as the American Heart Association, have more credibility than those hyping specific medical services or presenting personal testimonial pages.

18.  The company will increase its marketing to focus on all of its health-care services, not just the specific ancillary services that would be affected.

19.  The measure imposes stricter reporting and record keeping requirements for a limited time on specific financial service providers in a defined geographic area.

20.  The most significant provision of the bill would allow people in employer-sponsored health plans to appeal decisions denying them coverage for specific services.