11.  Kansas City Southern had been planning to create a separate financial services unit last year when it was trying to merge its railroad with Illinois Central Corp.

12.  Later this week, Prodigy will introduce Astranet, a separate service on the World Wide Web offering a combination of free and pay-per-view services.

13.  Now CompuServe is about to be acquired by AOL, which will run CompuServe as a separate service.

14.  NTT will operate the new services separate from its home base in Japan.

15.  NTT, which is currently barred from connecting Japan to the rest of the world, will operate the new international services separate from its home base in Japan.

16.  Private banking -- the provision of personal financial services to rich people -- is offered as a separate service on a worldwide basis.

17.  The law enforcement and inspection arms are separate services.

18.  The polyglot church holds separate services in Russian, Spanish, Tagalog, Samoan and other languages.

19.  There are two separate services, both expected to be operational by mid-November.

20.  Under the joint venture agreement, T-Online and AOL Bertelsmann will remain separate services, Runde said.