101.  You often can check the quality of online brokerage sites yourself, says Mike Gazala, a senior analyst with Forrester Research.

102.  Yesterday, Nomura Financial Research Center senior analyst Hideki Wakabayashi downgraded his profit forecast for semiconductor makers because of falling prices of memory chips.

103.  Yukiko Ohara, a senior banking analyst at UBS Securities Ltd., agrees.

104.  Particularly in long-distance, the market has enough of players, says Jeanne Schaaf, senior analyst at Forrester Research.

105.  Programs like NetSnitch have more to do with parenting philosophies than software development, said Don DePalma, a senior analyst with Forrester Research Inc. in Cambridge.

106.  A main factor was the overnight fall on Wall Street and the declining dollar, said Tatsuo Kurokawa, a senior analyst with Nomura Securities.

107.  Andrew Casey, senior analyst with Prudential Securities in San Francisco, said antitrust concerns also could keep the big players from making a bid.

108.  Because of the continuing plunge of the rupiah, investors expected a debt moratorium from Indonesia, according to Rob McMillan, senior analyst of ABN Amro Hoare Govett.

109.  BPI Securities senior analyst Spencer Yap said stocks may retreat further since some are already near overbought levels.

110.  Brett Hoselton, senior automotive analyst for McDonald Investments, said the vote left open the possibility that Northrop can come back with another offer.