91.  Most independent analysts see the two sides as being closer than they sound.

92.  Nearly every independent analyst --and, privately, many government officials -- have concluded that the cooperatives will need a bailout.

93.  Of the three, independent analysts say the takings measure could ultimately prove the most important.

94.  Officials and independent analysts said the attacks were overseen by experienced terrorists because no one has ever attacked two American embassies simultaneously before.

95.  Officials and independent analysts who follow the talks said the United States is still trying to get essentially the same agreement that officials were working on a year ago.

96.  One independent political analyst agreed.

97.  Pavel Felgenhauer, an independent Russian military analysts, has suggested that Moscow might be planning to use chemical weapons to clear the city of fighters.

98.  Pavel Felgenhauer, an independent military analyst in Moscow, suggested last week that Russian airstrikes may have already resumed.

99.  Scott F. Merlis, an independent analyst in Westport, Conn., predicted that GM would be unable to recoup any of its losses in later quarters.