1.  But while they may not be socking money away in saving accounts, a significant number of residents are playing the stock market in one way or another.

2.  Instead of socking away money for retirement, many men can expect to find themselves jobless and a decade away from their first Social Security check.

3.  Socking away money for retirement in private accounts would be easier for most workers under a bill proposed Tuesday by U.S. Rep. Rob Portman of Cincinnati, Ohio.

4.  Some of the potential beneficiaries are investors with higher incomes, big savers, and people who are socking away money for college or their first homes.

5.  Unlike many Americans, Eileen and Richard Baker of Alpharetta, Ga., have started socking away money in a tax-deferred retirement plan.

6.  People stopped socking away money in savings accounts, betting instead that they could multiply their gains in the stock market.