41.  A better bet is to travel with little or no local currency, then make smart exchanges once you get to your destination.

42.  A big part of those returns, they noted, came as local currencies rose from depressed levels.

43.  A gaining dollar also helped exporters as weaker local currency means better profits when dollars are converted.

44.  A growing economy can also place pressure on the local currency if imports expand faster than exports.

45.  A current account deficit implies more funds flowing out of the country than funds flowing into it, weakening the local currency.

46.  A current account surplus, which measures the amount of goods and services and capital exported exceeding that of imports of the same, keeps the local currency firm.

47.  A higher New Zealand dollar hurts exporters because it means they get less of the local currency when they repatriate their profits.

48.  A higher local currency means exporters get fewer New Zealand dollars when they repatriate their profits.

49.  A rising dollar makes foreign sales worth less when they are translated from the local currency into dollars.

50.  A plunge in the Hong Kong stock market, touched off by an attack on the local currency, shook financial markets around the world Thursday.