11.  Three of the five biggest record companies have agreed to license their music to MusicNet, a new online service.

12.  Under the new law, providers and online services are responsible for restricting indecent material or risking criminal prosecution.

13.  When this is lacking, the chance of successfully developing and maintaining optimum use of the online service systems is minimal.

14.  Many publishing companies have diversified into online services.

15.  In the past, one of the most serious barriers to the growth of online services has been their unfriendly character.

16.  In addition to disc based, off-line systems, there may well be demands for multimedia online services too.

17.  Already, the Redmond, Wash.-based company operates an online service called the Microsoft Network, which includes national and international news.

18.  Also available through the online services is a freeware program called Secure Delete.

19.  Also included are programs for signing up with major online services like America Online and CompuServe.

20.  Also, you should be able to write messages while you are off line and then sign on only long enough to send them to your online service.