11.  It was agreed that barter deals, hard currency, national currencies and other means would be used to settle accounts between Russia and Poland.

12.  The Prime Ministers also decided to continue monthly discussions on the introduction of national currencies.

13.  In an exchange rate union, the existence of national currencies necessarily implies that economic agents have to bear exchange rate related costs with respect to intra-union transactions.

14.  An elected group presidency is to be established, along with a national currency and high court.

15.  Bank officials fear the exchange of national currencies will offer criminals a very convenient opportunity to introduce counterfeits and launder money.

16.  Because of this, the Bundesbank wants to retain the national currencies for three years, or even longer, after the decision to fix exchange rates.

17.  A national currency is a recent development.

18.  Britain, Denmark and Sweden are keeping their own national currencies for the time being.

19.  But what troubles Khandruyev most are indications that the bank was not just playing the GKO market, but pumping it up with the help of national currency reserves.

20.  Consumers now have the choice of keeping their bank accounts in euros or their national currencies.