11.  Both banks and insurance companies can do well in a low-interest-rate world because their cost of funds will be low.

12.  Building societies were converting into banks, insurance companies were changing their status, the air was thick with windfalls.

13.  But most insurance companies have Decided not to cover banned breeds.

14.  But they are usually tied to a particular building society or insurance company and so will only arrange loans with them.

15.  Chimneys crashed to the ground, bringing roof tiles with them, but the insurance companies will replace those.

16.  Continuing growth has meant that as investors, insurance companies and pension funds represent a major influence in the assets Markets.

17.  He is enticing insurance companies to improve their level of service to urban areas.

18.  His new employer can get his medical history from the insurance company, and his credit history from a credit bureau.