11.  However, it is continuing to expand its in-store banking centers, which are a lower-cost way to deliver financial services.

12.  However, the company believes it is also one of the largest outsourcing contracts in the financial services sector.

13.  However, the problem facing financial services providers is that profitability depends on persuading more investors to go online.

14.  However, the reluctance of the financial services divisions of banks and building societies to join the new body is causing concern.

15.  However, these scams are not connected to the mainstream offshore financial services community, which continues to offer good products.

16.  It has wide-ranging powers to investigate financial services companies and will mediate in disputes.

17.  Mira painfully remembers the time he told a stupid joke before a large financial services company.

18.  Most financial services companies now run useful websites.

19.  Research and development and financial services are two further areas where progress is still slow.