1.   A welfare client is supposed to cheat.

2.   Everybody expects it.

3.   As a result, welfare clients are being knocked off the welfare rolls by regulatory confusion and punitive policies, advocacy groups representing the welfare population say.

4.   Bankers will feel more comfortable about money while welfare clients will enjoy an exhilarating challenge, now that they have to find jobs or do without money.

5.   A direct job-placement program strips welfare clients of benefits if recipients refuse job offers.

6.   Bush, of course, was just making it clear that he knew that the majority of welfare clients are white.

7.   But Richards added that her administration is launching a program that will issue plastic identification cards similar to credit cards to welfare clients, to deter fraud.

8.   Despite the gains made by managed care, most private doctors continue to spurn welfare clients.

9.   In Anne Arundel County in eastern Maryland, some welfare clients got off the rolls by going into the business of transporting fellow welfare veterans to work.

10.   In Brooklyn, a harried caseworker refuses even to hunt for openings, offering her welfare clients an outdated child care directory instead.