1.   Even if domestic banks expand through mergers, they will never win public confidence if they are not supported by transparent regulations from the government.

2.   He said transparent regulations and procedures, clean and competent officials, and good government were needed to ensure the success of these efforts.

3.   The confusion is partly caused by the new constitution which stipulates the country needs new transparent regulations on telecom and broadcasting to be overseen by an independent agency.

4.   They will be competitive if they are professionally and efficiently managed and the government supports their operations with transparent regulations.

5.   Dam highlighted early successes in Asian financial markets and drew attention to how increased competition and better, more transparent regulation would boost economic growth.