11.   Allianz was one of six European insurance companies to sign a memorandum of intent pledging to open their books and expedite claims.

12.   Almanac publishers have counted on schools to introduce new generations of buyers to their books.

13.   Although still in its infancy, the formalized process is beginning to change the game for publishers seeking attention for their books.

14.   And it unveiled a popular product that extends a guarantee to banks on loans that never leave their books.

15.   And that their kids were getting hunchback from having to carry all of their books.

16.   And their books still sell more than a million copies a year.

17.   And requiring that cellular phone companies capitalize the expenses of getting customers on their books has implications for other industries as well.

18.   And vivid color photographs expertly snapped by Johnston are included in the middle -- a combination that is refreshing both for nature writers and their books.

19.   Apparently Oprah forgot that just seven months ago, she allowed Mark Fuhrman and Christopher Darden to shill their books on her show.

20.   As a result, both banks wound up with large chunks of Vivendi stock on their books.