1.   An unspecified number of NFL teams still do not have terrorism coverage, league spokesman Greg Aiello said, but he declined to name them.

2.   A congressional hearing on terrorism coverage is scheduled for Wednesday afternoon.

3.   After weighing the risks, most insurers have begun including terrorism coverage for those businesses with property coverage, as they did before the September attacks, he said.

4.   Allianz AG and Zurich Financial Services recently announced a joint venture to provide terrorism coverage in the United States and elsewhere.

5.   Commercial insurance costs in general have risen steeply, and terrorism coverage, still extremely limited, is particularly expensive.

6.   Consumer advocates and some insurance experts contend that with terrorism coverage becoming increasingly available at lower prices, government intervention is no longer needed.

7.   Despite jam-packed news on TV and newspapers fat with terrorism coverage, many people are going online for their news fix.

8.   For their part, businesses are either paying for terrorism coverage or betting that they are unlikely targets and can put off buying policies until premiums drop.

9.   Froot and some other economists say that the government should keep its distance from terrorism coverage.

10.   However, the insurers say that after present contracts expire, they will offer little terrorism coverage because the potential claims are so high.