1.   Additionally, top-paying taxable funds have paid more attractive yields than many tax-exempt funds.

2.   Do you like my choice of taxable funds?

3.   Given your youth and the excellent long-term prospects of your growing portfolio, I would favor continuing to build your taxable fund accounts, rather than prepaying the mortgage.

4.   I suggest you put the remaining money in a bank account until you accumulate enough to open a taxable fund account.

5.   Investors should also decide whether they want a taxable fund or a tax-free fund, which may yield more than the taxable fund after taxes.

6.   Looking at the taxable funds, I see little balance.

7.   Since taxable funds bear higher yields, you would be better off in the end, even after paying the modest taxes that these holdings would generate.

8.   When you move money from the taxable fund accounts to the Roth IRAs, you can simply move to the same funds but with a different tax status.