1.   Apart from bestowing long overdue financial independence on Married women, the changes also offer couples the chance of substantial tax savings.

2.   At that level the promised tax savings disappear for most families.

3.   Labour funds are eligible for registered retirement savings plans, which could translate into even more tax savings.

4.   The tax savings available through qualified retirement plans are not unlimited.

5.   Analysts said the tax savings are likely to draw some private investors from the government bond market into the mortgage, corporate and municipal bond markets.

6.   And the tax savings can be substantial.

7.   And while these plans deliver tax savings, they also tack on more fees than popular no-load mutual funds.

8.   Appropriate financial steps this month can lead to tax savings far greater than the cost of the software.

9.   As all the tax savings come at the end, I would hope for maximum earnings.

10.   Bauer said most Americans would invest the tax savings in their retirements.