1.   Bigger software firms are crowding out smaller businesses.

2.   Being boss of a software firm beats selling insurance.

3.   And dozens of banks, software firms and on-line companies offer cyberbanking by personal computers.

4.   Another Microsoft witness, Brent Frei, co-founder of the software firm Onyx, acknowledged on Thursday that Microsoft lawyers wrote the first draft of his testimony for him.

5.   Antivirus software firms said their help lines had a steady stream of calls Monday from people whose computers were infected.

6.   As with the Microsoft accord, the Computer Associates offer is sure to attract antitrust scrutiny because it combines two big mainframe software firms.

7.   At Oblix, Eubanks heads a privately held business directory software firm that is based in Silicon Valley.

8.   Bolder companies, such as OXiGENE, a biotech company, and NeXT, a software firm, are pushing at the frontiers of typography.

9.   A major Internet access provider and a local software firm are teaming up to offer inexpensive fax service over the Internet.

10.   Accounting rules require software firms to delay recording some of the revenue for such sales in case the buyer cancels the contract or returns the product altogether.