1.   But even while at home, savvy travelers know this is one of the most important periods of the year.

2.   For most people, it seems to be the wrong season to think of sunny isles, but for savvy travelers a change in season brings lower costs.

3.   Savvy travelers can save a bundle by looking for lodging away from the resorts.

4.   Savvy travelers are finding experienced guides like the Colleys, outfitters who take individuals or small groups onto the gentle shallows of Laguna Madre.

5.   The savvy traveler, he says, purchases neither.

6.   They may save the savvy traveler money as well as time.

7.   While major U.S. cities also have crime problems, a savvy traveler can learn which neighborhoods to avoid altogether, or where not to go at night.

8.   Whether the destination is Paris or Palm Beach, savvy travelers know how to pack a weeks change of clothes in two bags.