1.   And if the risks include not buckling seat belts, the crashes are more likely to cause serious injury or death.

2.   On the Internet the risks include viruses, hackers and file-swapping networks on which music and video are freely distributed.

3.   Other risks include those with addictive personalities running up on-line bills of hundreds of dollars a month, he notes.

4.   Potential risks include gastric irritation, ulcers, and even arrhythmias in some people.

5.   Risks include the standard risks of undergoing a major operation, and complications of infection, blood clotting and dislocation.

6.   Risks also include warts, bacterial and fungus infections and reactions to various products and fumes.

7.   Risks include advanced age or a close relative with breast cancer.

8.   The main risks for impotency include heart disease, hypertension, diabetes and smoking.

9.   The normal risks include air accidents, accidents aboard ship, acts of war, Redifer said.

10.   The risks include the loss of their entire investment.