1.   John Calagna, a spokesman for the state Insurance Department, said regulators would carefully study the requested increases in the coming months.

2.   State law allows utilities to charge customers part of the requested increase while the commission considers the filing.

3.   The company delivered its voluminous rate application late in the afternoon to officials of the state Insurance Department, the regulatory agency that will rule on the requested increases.

4.   The Cabinet did not approve the requested increase.