1.   At a recent retreat, co-workers said my strengths were kindness, commitment and compassion.

2.   But a number of conservative investments, from savings accounts to high-quality bonds, have served as havens during the recent retreat from the stock market.

3.   But the recent retreat in price may make some investors wonder, especially those who were not smart enough to begin buying as early as Buffet did.

4.   But the recent retreat by several such companies has led him to believe that an Internet property needs television sponsorship to succeed, he said.

5.   Computer-industry stocks fell, rebounded and then retreated as investors debated whether the shares are good buys after their recent retreat.

6.   Given their recent retreats, some more-established computer companies represent good values, Egan said.

7.   Given their recent retreats, some more-established computer companies represent good values, he said.

8.   Technology stocks posted sharp gains, led by semiconductor issues bouncing back from their recent retreat.

9.   The more recent HMO retreat from Medicare managed care services poses few such quality-of-care issues for the elderly.

10.   The recent retreat of the yen and vigorous sales of newly launched models should keep Nissan on a steady upturn at home, it said.