1.   Morningstar rates it average and praises its straightforward approach to investing.

2.   Morningstar rates it average, with three stars.

3.   Morningstar rates it average for risk and above-average for performance.

4.   Morningstar rates it average, crediting it with average returns and below-average risk.

5.   Numerous vintages rated average at first have been subsequently proven better than first predicted.