1.   Could you lower your cost, perhaps by raising deductibles?

2.   Drivers who want extra coverage can lower premiums by raising the deductible.

3.   For many hospitals, insurers are not only increasing premiums, but are also sharply reducing the amounts of coverage and raising deductibles.

4.   He said Farmers does not have the authority to raise the deductible for existing policyholders without approval by his department.

5.   If you want maximum coverage for minimum premium, you can always raise the deductible.

6.   Insurers are, in effect, requiring business owners to raise their deductibles by thousands of dollars in an effort to keep costs lower.

7.   Meanwhile, insurers have raised deductibles, which moves some risk off the companies and onto homeowners.

8.   Not all employers are dealing with cost increases by raising deductibles, of course.

9.   Others will require more thought, like raising deductibles on your insurance, which will cut your premiums.

10.   Raising deductibles while limiting payouts would leave many homeowners strapped after a major temblor, she said.