1.   In the meantime, the insurance industry has set up Pool Re, which began collecting premium income in January.

2.   In those years in which claims have exceeded premium income, the profits on the investment of premiums have been sufficient to produce an overall profit.

3.   Put in its simplest terms, the function of the industrial-assurance enterprise was to use premium income to employ people to produce actuarially determined risk management.

4.   Analysts had expected premium income to slow following the introduction of new disclosure regulations in January.

5.   Another key territory for General Accident is the U.K., from which about one-third of its general-insurance premium income is derived.

6.   Asahi Mutual Life Insurance Co., Chiyoda Mutual Life Insurance Co. and Sumitomo Life Insurance Co. said their premium income was down from a year ago.

7.   B.A.T reported both declines in premium income and higher provisions against the cost of an industry-wide pension selling review.

8.   Because the insurance policies are usually set up in irrevocable trusts, they are tough to undo and premium income should continue, according to an analysis by Best.

9.   Both have established alliances with Swiss banks, implemented cost-cutting programs and made overseas acquisitions to boost premium income.

10.   Insurers back their policies by using premium income to buy assets -- usually long-term, fixed-income investments -- that pay interest on a regular basis.