1.   Fund managers aim to mix a cocktail of bonds that offer a return higher than the interest on a building society deposit.

2.   In the late seventies, savings and loans began to lose depositors to money Market funds, which offered higher returns.

3.   Lenders want low-risk outlets for their money, which also offer attractive returns.

4.   Whatever the deal, the fraudsters offer returns that are not available anywhere else.

5.   Among other benefits, the annuities may now offer guaranteed returns, even in market downturns, and money for nursing home care.

6.   And common sense will dictate that investments offering phenomenal returns also will be the riskiest.

7.   And stocks, though riskier, are still the best bet over time, offering higher returns, experts say.

8.   As an investment, the plans offer weak returns.

9.   As with stocks, there are no guarantees that popular labels will always offer maximum returns on your PC investments.

10.   As those Canadian dollar-denominated securities mature, investors sell the proceeds and purchase investments denominated in other currencies that offer higher returns.