1.   Consumers who pay off their balances every month should shop for perks such as airline miles or itemized, end-of-the-year statements.

2.   He attacked banks for imposing an annual fee on customers who paid off their credit card balances each month.

3.   I am not the only person in this country who tries not to but carries over a credit card balance each month.

4.   Juppe is to present his proposals for getting social security in balance this month.

5.   Many of its cardholders use the calling-card function and pay off their balances every month, which is less profitable than borrowers who carry a balance.

6.   Many of its cardholders use the calling-card function and pay off their balances every month.

7.   No interest payments are charged for telephone calling card charges, because customers must pay off the balance each month.

8.   Only about a third of credit card users pay off balances every month within the grace period and avoid paying interest.

9.   They are asked whether they want a card that requires them to pay off their balance each month or one that allows them to carry a balance.

10.   Money reports my outstanding balance accurately month by month.