1.   Local merchants have had trouble with vandals breaking windows.

2.   Unlike using credit cards or checks, merchants have no access to any personal information with cash.

3.   Always ask if the merchant has the item in stock.

4.   And although merchants have few problems getting goods in, the costs have doubled, tripled or more while salaries have remained flat.

5.   And so the online merchants have every incentive to address software theft, often through software solutions.

6.   And once the first mailing goes out, merchants must have the personnel and technology in place to analyze the response rates, so they can fine-tune subsequent mailings.

7.   And, your merchant likely will have a few suggestions for other wines not mentioned here.

8.   Antonio Kyriakis, who owns a Nogales, Sonora, restaurant, said merchants had to do something about immigrants flooding the city during the past two years.

9.   Apparently some merchants are having problems.

10.   At least one merchant has a tolerant view about vagrants and teens.