1.   A spokeswoman for Gov. Perry said earlier this week he would not call a special session to address malpractice premiums.

2.   Also complicating matters, malpractice premiums vary by region.

3.   Health care experts say that rising medical malpractice premiums and judgments are adding to medical costs in another way.

4.   In fact, many doctors report that malpractice premiums have shot up.

5.   Insurers set different malpractice premiums for each medical specialty based on its history of pay-outs.

6.   Americans demand more tests, doctors pay higher malpractice insurance premiums, and drugs cost more.

7.   Higher malpractice premiums translate into higher health-care costs.