1.   As a result, several insurance companies have lowered their premiums on new BMWs.

2.   By controlling spending, these profit-motivated organizations are lowering premiums.

3.   Drivers who want extra coverage can lower premiums by raising the deductible.

4.   Each governor since has tried to lower premiums, but almost every major attempt has only made the system more expensive and complex.

5.   Failure to lower premiums has led four states over the past five years to repeal their no-fault systems, Rosenfield said.

6.   He said he had seen demonstrations of Profit Max and hoped that its use could lower the premiums the company paid for insuring its shipments.

7.   In Massachusetts, you can lower your premium by taking a six-hour class on home safety.

8.   Its acquisition of FHP International Corp. gives the company Medicare business in counties with average to lower Medicare premiums that would be raised under the Clinton proposal.

9.   That could lower premiums for drivers who keep their cars in the garage most of the time.

10.   The Assembly majority leader, Paul DiGaetano, who sponsored part of the insurance legislation, agreed that there was no guarantee that the revised bill would lower premiums.