1.   Robles announced an economic stabilization programme designed to increase international reserves, to strengthen the quetzal against the US dollar and to restrict the money supply.

2.   Approximately one-third of that decline was attributed to banks increasing reserves held for loans in case they fail, the FDIC said.

3.   Bank and financial services stocks fell yesterday after Bank of New York Co. said it had increased its reserve for credit card losses.

4.   But Matt Mosher, an analyst for insurer rater A.M. Best Co., said insurance companies still need to increase their reserves for paying claims.

5.   He said privately owned banks will be required to increase their reserves and jobs will be cut at state-owned banks, long patronage havens.

6.   It ordered them to increase their reserves against bad loans.

7.   It could increase reserves.

8.   It says its loan loss reserve will be increased by a substantial amount.

9.   It will also cut corporate taxes and require banks to increase reserves for bad loans.

10.   Kraushaar expects Citicorp to increase its reserves for losses in Asia.