1.   So all of you that have expenses.

2.   Among the minor adjustments, she is condensing her large-cap international funds by scuttling Ivy International in favor of EuroPacific Growth, which has lower expenses.

3.   And, as Nguyen points out, they have other expenses.

4.   Because this is an Internet program, the bank can make changes and add services without having the expense of distributing new software.

5.   A. The purpose of insurance is to protect the people who have big expenses.

6.   Alice has expenses -- new funnels, paint, tools, and the nuts and bolts.

7.   All these funds have low expenses.

8.   But if rates rise, or if you have an unexpected expense, the lack of liquidity can be costly.

9.   But mutual fund firms argue that average expense ratios are rising because more funds are being introduced, and newer funds tend to have higher expenses.

10.   Cellucci explained his debt by saying he had given up his law practice while he still had education expenses, home improvement costs, and other expenses.