1.   As a rule of thumb, funds with durations of one to three years are relatively conservative.

2.   Which is, of course, why funds with good ratings would buy them.

3.   The company faces charges that it commingled its own funds with customer funds.

4.   He commingled his personal funds with money from the business.

5.   The Parent Teacher Association is anxious to continue boosting its funds with the recycling project which includes used stamps and phone cards, aluminium foil and aluminium cans.

6.   Although they may offer funds with a variety of fee structures, almost inevitably there will be a fee in there somewhere.

7.   Among small-company stock funds with less than a quarter of their portfolios in technology, it has outperformed its competitors by seven percentage points in returns.

8.   An investor who believes interest rates will rise should seek funds with lower durations.

9.   Among the several categories of bond funds tracked by Morningstar, the high-minimum funds with the lowest expenses repeatedly fell short of their peer group average.

10.   Among general equity portfolios, the four funds with the biggest stakes in Japan specialize in technology, telecommunications or utilities.