1.   An insurance section provides policy quotes and information on flexible spending accounts.

2.   Another workplace tax break is flexible spending accounts.

3.   But many overlook other benefits, like flexible spending accounts, transportation reimbursement and even adoption assistance programs.

4.   Dr. Cary Silverman, an ophthalmologist in Parsippany, N.J., said the growth of flexible spending accounts has been a boon to his laser surgery practice.

5.   Flexible spending accounts are available to employees of many big companies and offer tax-preferenced savings for medical and other expenses.

6.   Flexible spending accounts require a lot of thinking and planning before setting them up.

7.   In addition to flexible spending accounts, they include transportation reimbursement benefits and even adoption assistance programs.

8.   Instead, more companies are offering referral services or dependant-care flexible spending accounts.

9.   That makes an MSA even better than a flexible spending account, the unspent balance of which is forfeited at the end of each year.

10.   The end of the year tends to be enrollment season for flexible spending accounts.