1.   Among apparel retailers, mid-price department stores fared the worst.

2.   And not surprisingly, in the fierce competition for jobs in that sector, individuals who are young, black and non-college-educated fare the worst.

3.   And poor students in urban schools fare the worst.

4.   Arizona teenagers fare the worst.

5.   Asian funds did the worst for the post-August swoon, and Latin American funds fared the worst in the four terrible days.

6.   At the other end of the scale, sales at mid-price department store chains fared the worst.

7.   Banks and utilities -- which do best when interest rates fall -- fared the worst.

8.   All of the broad market indexes ended the year in negative territory, but the indexes most heavily weighted toward technology fared the worst.

9.   Companies that make components for personal computers and semiconductors fared the worst.

10.   Computer shares fared the worst.