1.   Although banks, among other global institutions, have been electronically advantaged for years, the expense has fallen dramatically.

2.   Boeing said that since all the planes were out of warranty, the expense would fall on the airlines.

3.   Capital expenses should fall and cash flow should improve.

4.   Financial expenses also fell, thanks to a decline in Spanish interest rates during the quarter.

5.   General and administrative expenses fell.

6.   If it is wrong, its interest expense might fall, but not as much as it might have otherwise.

7.   Nikon Corp. profits more than tripled in the most recent fiscal year as expenses fell and sales of machines for making semiconductors soared.

8.   Phone company expenses have fallen, but will that continue forever?

9.   Government operating expenses have fallen this year, Hung said.