1.   Although Giuliani had initially opposed eliminating the surcharge, he said Tuesday that he had changed his mind months ago.

2.   Lehman said he wanted to eliminate a surcharge tacked onto fees but frequently withheld from the agency by Congress.

3.   Proposition F would eliminate surcharges that are levied by banks when non-customers use their ATMs.

4.   That countered the plan by Vallone, a Democrat, for a larger permanent cut that would come from eliminating a surcharge on the income tax.

5.   The measure would not eliminate surcharges at cash machines that are not owned by banks, such as those in some gas stations and convenience stores.

6.   The state Legislature has to approve these tax changes, but in practice, Vallone could eliminate the surcharge by simply letting it expire.

7.   There no signs the surcharge will be eliminated any time soon.

8.   Whitman mentioned her proposal to eliminate surcharges on auto insurance policies and to lower insurance rates by giving drivers the option to reduce their coverage.

9.   Whitman said she would also seek to eliminate surcharges that insurance companies charge for driving infractions and impose on newly licensed drivers.

10.   Whitman sought to assure Ms. Ezell that she is moving ahead with legislation that would end automatic annual rate increases for insurance companies and eliminate surcharges.