1.   Drivers with clean driving records pay less in insurance.

2.   Most companies, but not all, extend the cover to a spouse or other named person with a good driving record.

3.   Some insurance companies, for example, have offered competitive premiums to older drivers who have a clean driving record.

4.   And I have a pristine driving record.

5.   And, as with a classroom traffic school, your driving record is cleared of the infraction once the course is completed.

6.   A spokesman for the bus company has said Bedell had an excellent driving record.

7.   After three years with a clean driving record, CAARP clients can move from the CAARP program to another less expensive insurance plan.

8.   Burnam, consumer advocates and even insurance industry officials say there is no correlation between bad driving records and income or race.

9.   But Florida driving records show another Saeed Alghamdi lived a few miles away at roughly same time.

10.   But they would be replaced by a new tiered system that rates drivers by the driving records.